|
|
"A Nine-Step Guide to Helping Your Health Insurance Serve You Affordably and Holistically” |
|
Home - Free e-Book - About the Author - Links - Buy Now |
Health Insurance for People Who Love Alternative Medicine! Click Here for the Free Downloadable e-Book! I'm Daryl Kulak, President of the Simplicity Institute in Columbus, Ohio, a business school for the holistic healthcare community. I decided to write this book when I realized that many people, consumers and holistic healthcare practitioners alike, did not know about the health insurance changes to make to reduce their premiums substantially every year! I also realized that many people were interested in holistic healthcare and alternative medicine, but didn't know where to start or what type of services they could use. What Does "Health Insurance Off the Grid" Mean?
My approach to health insurance takes its name and its approach from these daring pioneers. It is a way to use health insurance that removes you from the complexities and "control dramas" of insurance without losing the best aspects of having coverage. "Health insurance off the grid" means that I've created a complete healthcare system for a person or a family that removes many of the hassles of HMOs, denied coverage and Western medicine as the only option. I believe I've created something very unique in that a person can have catastrophic care from Western doctors for the things that they do best - critical care for victims of car accidents, sports injuries, falls and life-threatening events like acute appendicitis. But for everything else, we have a choice. We can choose Western medicine or we can choose holistic health practices like acupuncture, massage therapy, herbs, and the many other treatments that holistic health and alternative medicine include.
Frankly, no. American health insurance companies, unless you live in Washington state, avoid almost all holistic health and alternative medical practices. This isn't because insurance companies are bad people, it's just because it will take time for them to recognize the financial benefits of keeping people healthy and using safe, effective, cheap remedies like St. John's Wort and echinacea and craniosacral therapy. Until that happens (probably years from now), we need an alternative to a complete health insurance plan. That is the topic of my book, Health Insurance Off the Grid.
My definition of holistic health is taken from the American Holistic Medical Association Holistic physicians embrace a variety of safe, effective options in the diagnosis and treatment, including b) complementary alternatives c) conventional drugs and surgery. Examples of these practices are: herbal remedies, vitamin therapy, Traditional Chinese Medicine, acupuncture, Indian ayurvedic medicine, yoga, tai chi, homeopathy, naturopathy, personal training, nutrition, massage therapy, energy work, and there are many, many more. So many it is easy to get overwhelmed. In my book, Health Insurance Off the Grid, I explain the various practices briefly, then outline six systems to use to make it easier to decide on how to use holistic health practices.
Not only is this possible, but I make it easy for you. Insurance companies save a tremendous amount of money on people who live partly "off the grid" with their health insurance, and they reward people who do it too. Yes, you can save thousands of dollars every year. What you do with those savings is your decision. For instance, my wife and I would pay over $1,000 a month for our health insurance. We're both self-employed. We found ways to reduce it down to $175 a month, which, to us, was amazing! Yes, we have a higher deductible than we had before. But with tax deductible innovations like the Health Savings Account (HSA) passed into law in 2003, my wife and I have no concerns about whether our healthcare is covered. Our HSA and our insurance policy provide us with complete coverage for Western medicine. Now we have the freedom (and cash) to use holistic health services like massage, naturopathy and yoga, as our first line of defense, using expensive Western medical drugs and surgery only as a last resort. In case you're counting, the amount of money that my wife and I save each year is over $9,900. That's a lot of glucosamine and echinacea! That's a lot of acupuncture! That's a ton of yoga classes! That's a lot of massage! (Ahhh!) NOTE: We do not claim that everyone will be able to save as much as we do. We guarantee that you will save $2,000 per year or your money back on the book. TESTIMONIAL: "I highly recommend Health Insurance Off the Grid to holistic practitioners who can advise their patients on their health insurance options and to those interested for their own health care needs." (Dr. Jacqueline Chan, D.O., medical director, Trillium Health Center) Is This Legal? Believe it or not, I get this question a lot. Yes, everything I suggest in the book is perfectly legal. In fact, it's encouraged. I am beginning to sign up professional financial planners to offer my complete nine-point plan to their customers. My book provides the details of how you need to set your plan up to get the maximum tax-deductible advantages while staying on the right side of the law.
Yes I do. Let's review what I'm claiming. I'm saying that if you buy my book, you will definitely save thousands of dollars every year and be able to budget substantial cash for holistic health services like acupuncture, yoga classes, massage therapy and naturopathy, among many others. But if I really believe that, I'd be willing to "put my money where my mouth is," right? That's right. I guarantee that you'll benefit from this book and that you will save at least $2,000 over a typical low deductible health insurance policy. If after reading the book, you find that you did not save $2,000, please e-mail me at moneyback@healthoffthegrid.com and ask for your money back. I ask that you put the reason for your request in the e-mail, so I can continue to improve my book. I will refund your money within five business days. I think it's only fair, and I hope you do too. Please review the section below "Is This Book For Me or Not?" to determine if this book is appropriate for you before purchasing it. What is an e-Book? The term e-Book stands for "electronic book." It is an amazing invention. I am providing this - read on your computer screen, or - print on your own printer, chapter-by-chapter, or the entire contents
TESTIMONIAL: "Health Insurance Off the Grid is informative and valuable. My personal health insurance choices are now less complicated. Thanks!" (Mary Dinneen, Chinese Medical practitioner, Columbus, Ohio) Is This Book Available in Paperback?
Click here to order this book as a paperback for $24.95 (plus shipping. The paperback is 163 pages long (same length as the e-Book) and will be shipped to you wherever you are (shipping costs extra). Our paperback edition is spiral-bound, so it will lay open to any page easily. The beautiful full-color cover is protected with a clear plastic sheet to prevent excessive wear. Is This Book For Me or Not? This book is not for everyone. Here I will explain to the best of my knowledge who will benefit greatly from this book and who might not benefit as much. This book will not be satisfying to people who:
This book is GREAT for people who are:
The e-Book is available right here for FREE. You will get instant access to the book. Receive Six Bonus Reports! For a limited time, I'm also offering an additional 6 BONUS REPORTS for every person who buys Health Insurance Off the Grid in paperback or e-Book format. You'll receive these bonuses for no additional charge, they're yours when you order the book. Each of these reports is EXCLUSIVE to this Website. Yes, I interviewed each of these experts personally, and recorded their wisdom for every single one of you who purchases my book. I'm so happy to share these with you:
Well, that's the whole package. The e-Book or paperback, plus 6 valuable bonus reports. What are you waiting for?
The e-Book version is good if you don't mind printing the book yourself or reading it from the computer screen. Buy the paperback version for $24.95 plus shipping The paperback version costs real money and requires shipping, but it saves you the printing time and paper. Think about it. You can learn how to save a few thousand dollars this year, next year and the year after that. In fact, as health insurance rates climb, your savings will increase year-after-year. And your purchase is guaranteed to satisfy you, or your money back. Click now to order "Health Insurance Off the Grid" Free e-Book or $24.95 (plus shipping) for paperback For questions, please e-mail me at info@healthoffthegrid.com. I am so confident that you will be pleased with this book that I am making an unconditional money-back guarantee. If, after purchasing and reading this book, you are not convinced that the information in it will save you at least two thousand dollars a year, please e-mail me at moneyback@healthoffthegrid.com for a full refund with no questions asked! |
|
Home - Free e-Book - About the Author - Links - Buy Now |
The
title of this book is "Health Insurance Off the Grid." People who
consider themselves "off the grid" usually have created their own
solutions to problems that the rest of us look to our governments and
utilities to solve. They create their own electrical power, using solar
panels and wind turbines, drill their own water well, and perhaps get
their television signals through satellite dishes instead of cable.
(www.holisticmedicine.org):
information as an e-Book and as a paperback on
this Website. Downloading the e-Book means that the book you buy
will be a computer file in PDF format. Inside that file is the entire
contents of the book in digital form. Is it then yours to:
Yes!